I'm Iris. I'm here to track down your old pensions for you. Then I'll move them into your brand new climate-focused pot with NatWest Cushon.
All you need is your employment history – I'll do the rest. It's quicker than making a cuppa!
See how it works
Iris finds your old pensions, even the ones you've lost touch with, and brings them into a single, climate-focused pension pot.
Iris asks about where you've worked, so you don't need to know the pensions you got. It's a short, easy digital chat – no account details necessary.
Your digital signature will allow Iris to speak to your old providers and move your pensions.
No paper, no faff.
Iris will get going and keep you up to date with progress throughout. And if she discovers any fees or complications to moving one of your pensions, you'll be the first to know.
Easily manage all your pension savings in one climate-focused pot. Simpler for you, better for the planet.
All you need is your employment history and the time it takes to have a cuppa.
Get StartedIris provides high quality, impartial information but not advice. So it is important that you understand any risks and can make your own decisions about whether transferring to NatWest Cushon is the right for you. If you are in any doubt visit MoneyHelper or speak to a Financial advisor
Just tell Iris about where you've worked, and she's off. She'll keep you updated as she goes – and you can use our app to check progress any time.No forms, no jargon, no hassle.
As a NatWest Cushon pension-holder, you won't pay a penny for Iris's help.If she discovers an exit fee or complication connected to any of your pensions, you can decide whether to move your money.
Iris is a pension-tracking whizz. She has bot-like powers and loves sniffing out old pensions.But she has her limits! So there's always a human behind the scenes to help out if she gets stuck.
real climate actionAt NatWest Cushon, we understand this means growing your money over the long term in a much more climate-conscious way than most other pension providers.
Our mission is to grow your pension savings at the same time as reducing risks from climate change - for both the planet and your investments. We do this with no compromise on the returns for you.
Most pensions are part of the problem
The average pension pot of an employee in the UK finances 13 tonnes of CO2 each year. Some £3 trillion is invested in UK pensions overall, much of it funding companies that are accelerating climate change.
NatWest Cushon pensions make a difference
We invest your savings in social and climate-focused solutions such as:
Here are a few of the things we're most often asked.
Iris is a pension-tracking bot. She's a whizz at sniffing out old pensions - she'll find yours and bring them all into one place at NatWest Cushon.
Like all bots, Iris has her limits. So there's always a human behind the scenes to help out if she gets stuck.
If you have pension pots scattered around, combining them into NatWest Cushon will mean:
• They're easier to manage - with a single login and lots less paperwork
• Your future finances feel clearer and simpler
• Moving from a higher-cost pension to a lower-cost one like NatWest Cushon saves money
Your pension savings and underlying investments will be climate friendly
As a NatWest Cushon pension-holder, you won't pay a penny for Iris's help. If she discovers an exit fee or complication connected to any of your pensions, you can decide whether to move your money.
In most cases, no! But if we find any complications or fees connected to moving your pensions, we'll always let you know so that you can decide whether you want to go ahead. These could include:
• Exit fees attached to older pensions – it's good to make sure these are less than any savings you'll get from moving to NatWest Cushon
• Benefits attached to older pensions – if you have pensions with things like guaranteed annuity rates or early access fees you might lose these by moving your pension
Every pension has its own rules and structure, which is why we check things carefully before moving any of your money.
This usually takes around 2 weeks. But it can take a few months, depending on how quickly the other companies respond. Iris will keep you updated as she goes.
Cushon Money Limited is authorised and regulated by the Financial Conduct Authority with FRN 929465 and is registered in England and Wales with company number 11112120. Cushon Master Trust is regulated by The Pensions Regulator with PSR number 12008536.
Cushon Group Limited is registered in England and Wales company number 10967805.
Registered office: 250B Bishopsgate, London, EC2M 4AA